Phone :
- +91 91139 47586 / +91 63623 83661
Raising funds is undeniably the biggest challenge that entrepreneurs worldwide face, regardless of their location or industry. This challenge is particularly daunting for Small and Medium Enterprises (SMEs), which often struggle with limited resources and access to capital. Entrepreneurs commonly experience immense difficulty in securing the necessary funds to start or grow their businesses, with raising working capital often being a formidable task.
For SMEs, the situation is especially tough. Business owners frequently encounter frustrating roadblocks, such as banks rejecting their applications due to a lack of proper financial documentation or income tax returns. Without these, traditional financial institutions are often unwilling to extend credit. This leaves many small business owners feeling stuck, with limited options for securing funding.
When entrepreneurs ask, “What alternatives do I have if the banks won’t help?” the answer is often alarming: “Very few.” While financial experts have identified about 10 to 12 methods for raising funds, these strategies are frequently repetitive, with slight variations in their execution. This lack of diversity in funding options leaves many business owners struggling to find viable solutions, perpetuating a sense of helplessness in an already difficult business environment.
Entrepreneurs need more practical, creative, and accessible ways to raise funds, especially for those running small and medium businesses.
Some of the Most Popular Methods Explained, all over the World to raise Funds are from the following resources.
Most traditional methods for raising funds are well-known and commonly used by entrepreneurs worldwide. Who hasn’t heard of the first few options: personal savings, family savings, or borrowing from friends and well-wishers? These are the go-to options for most business owners, either before or right after starting their business. However, these methods typically allow entrepreneurs to raise only a small amount—perhaps a few thousand rupees. If you’re lucky, you might raise a lakh or slightly more, but that’s usually just enough to get started on the most basic essentials.
After exhausting these personal resources, the next logical step for most entrepreneurs is to approach banks for a business loan. If a bank approves the loan, everything seems to be on track. But what happens if the bank rejects your loan proposal? This is where the real struggle begins.
The harsh reality is that more than 85% of business loan proposals are rejected by banks worldwide. A lucky few manage to get their proposals approved, but for the majority, banks have more procedures in place to deny funding than to approve it. For entrepreneurs who are turned away by banks, the situation can feel hopeless.
When bank loans are out of reach, entrepreneurs often resort to mortgaging properties or pledging insurance policies, stocks, and shares to raise funds. But these methods are not new, and they aren’t always viable.
While there are millions of books on financial management, working capital, and how to efficiently manage your finances, surprisingly few authors have tackled the crucial topic of how to raise funds in the first place. It seems this subject has either been overlooked or neglected by financial experts.
Financial consultants and business consulting firms are adept at advising entrepreneurs on how to manage existing funds—and they charge a hefty fee for their advice. However, when it comes to providing actionable guidance on how to raise funds, their knowledge often falls short. This gap in expertise is both surprising and frustrating for business owners who need help with the very first step: securing the funds they need to start or grow their business.
Worldwide:
80-85% of all Business Loan Proposals, submitted to Banks are rejected?
97% of all Proposals submitted to Investment Bankers are rejected?
Only 2-3 Proposals out of every 200 are picked up by Venture capitalists?
All over the Internet, various authors talk about SBA. Small Business Administration is only in the United States of America. Raising capital from Angel Investors & Venture Capitalists are 2 different practical methods that is being explained all over the world, all over the Internet by every Expert in the field. But how practical it is?
Apart from the above mentioned 10 different ways, there are some other crazy ways that is explained all over the Internet. I mention some of those methods & suggestions here. The Experts suggest organizing the following, Events & Contests to Raise Funds for the Business. Just consider these……..
Organise Ugly Dog Contest, Beer Tasting, Bake Sale, Dog wash, Raffle, Drinking for a Cause, Wine tasting, Ladies brunch, Cake walk, Movie Screening, Cooking Class, Ice cream Social, Walk a thon, Jump a thon, Dance a thon, Historic Re-enactment, Formal Dinner, Street festival, Pub Crawl, Organise Paid Dinner party…..
Car wash, Car Dry, Eating Contest, All you can eat breakfast, Lip sync contest, Lemonade stand, Pet auction, Pet rental, Date auction, Food fight, Petting zoo, Door to door flyer distribution, Scavenging, Secret Santa, Camp for kids, Candle sales, Plant sale, Speed dating, Baby sitting, Private chef, Bar tending, Letter writing Competition, Barbecue, Surprising Guests with your own Nude calendar…………
If I were to suggest some of the above methods for raising funds to business entrepreneurs, I wouldn’t be surprised if they called me insane or worse—started throwing stones at my house and car! It’s baffling how some so-called “experts” suggest that entrepreneurs can raise funds through methods that barely amount to enough money for a meal or two. It’s no wonder there’s such a glaring lack of practical knowledge on this subject, not just in India, but globally.
Beyond approaching banks or mortgaging their family jewellery, entrepreneurs worldwide are often left with no real alternatives. Despite the vast amounts of literature available on business and finance, most sources only explain about 10-15 ways to raise funds, and they often repeat the same methods in different combinations or with vague details. To make matters worse, the internet is full of impractical and nonsensical suggestions that offer little value to a serious entrepreneur.
Recognizing this gap, I developed a unique program at my business school, the “National Business School for PRACTICAL MBA,” aimed at helping small and medium-sized business owners, as well as aspiring entrepreneurs, overcome the obstacle of securing initial funds. The program was titled How to Raise Funds for Your Business, Increase Working Capital, and Run Your Business without Financial Stress.
Not only was this program highly successful, but it was also greatly appreciated by participants. With a deep dive into research and leveraging my own practical experience, I initially identified 50 ways to raise funds. That number gradually grew—first to 108, then to 151, 175, and eventually 225 distinct methods. Now, after further research, I’ve identified close to 250 different ways to raise funds.
This program filled a critical void, offering real, practical solutions to the problem of funding—a problem that so many entrepreneurs face but so few know how to solve.
Entrepreneurs are often familiar with only a few standard methods for raising funds, beyond the usual approaches found in most business books. Many struggle their entire lives trying to secure capital, unaware of the numerous other ways to raise funds. This realization is what motivated me to write a book on the subject.
By writing this book, I knew I could provide a great service to business entrepreneurs who are constantly grappling with financial challenges. Many are stuck in a perpetual state of turmoil, always searching for funds to survive, let alone grow their businesses. From my own experience, I have seen countless businesses fail simply due to a lack of funds at the right time.
This led me to start writing a book dedicated to solving this problem. It took me nearly two years to complete “How to Raise Funds for Your Business: 225 Different Practical Ways.” In this book, I have made a sincere effort to address a topic that has been largely overlooked in the past, both in India and globally.
To the best of my knowledge, this is the first and only book available in the world that provides such comprehensive guidance on the subject of “How to Raise Funds.” I believe it will be an invaluable resource for entrepreneurs everywhere who are seeking practical and effective solutions to one of the most pressing challenges in business.
225 Different Practical Ways explained in 17 Different Chapters
This book is truly unique. To my knowledge, no one has ever made an attempt to explain 225 different practical ways of raising funds for business in such a comprehensive and actionable manner. In this book, I have outlined methods that are not only highly practical but can be implemented immediately.
The book is structured into 17 distinct chapters, each explaining a variety of approaches to raising funds. Collectively, these chapters cover 225 different, practical methods. I’ve included everything—from the simplest, most accessible ways to the most sophisticated strategies, including how to raise funds from the public. There’s even a chapter dedicated to securing funds from international and foreign sources.
This book offers entrepreneurs a thorough and practical guide to raising funds, unlike anything that has been done before.
The Details of the 17 Different Chapters/ Resources from where 225 Different Practical ways of Raising Funds are discussed under the following chapters.
How to Raise Funds ……
This book offers a fantastic opportunity to learn 225 different practical ways to raise funds and increase working capital, enabling business entrepreneurs to run their businesses without financial stress. The tips provided are some of the most practical and realistic any businessperson can find in the world today. These are no-nonsense, real-world strategies that can be implemented immediately.
Each of the 225 methods outlined in the book is widely practiced, accepted, and in use across various markets. Importantly, all of these methods are completely legal and far from the typical “get rich quick” schemes. This book serves as a powerful eye-opener for business entrepreneurs seeking funds, but its value extends beyond that—it can also benefit non-business individuals needing funds for personal purposes like weddings or home construction.
What sets this book apart is that the practical advice and strategies contained within it are not available in any other single book or even on the internet. No author or consultant has ever dared to tackle this subject so comprehensively. The ideas presented in this book are especially useful in emergency situations where quick access to funds is critical—such as raising Rs 5-10 lakhs in a crisis when obtaining a traditional business loan may be nearly impossible.
All of the methods explained are invaluable, particularly for small and medium enterprise owners facing financial crunches. Nothing in this book is fictional or theoretical, and none of the methods are mere inventions or stories. Each approach is grounded in real-world experience and can genuinely help entrepreneurs in need of funds.
The book includes a dedicated section on Credit Information Companies, commonly known as credit bureaus, which many people, including business entrepreneurs, are unaware of. Many individuals apply for loans from banks and financial institutions without understanding the role of these agencies in tracking credit history and ratings.
In this section, I not only explain the function of credit bureaus like CIBIL, Experian, Equifax, and CRIF High Marks but also delve into how credit ratings impact the approval of business loans. Many people apply for loans without this crucial knowledge, often leading to rejection due to poor credit scores or inaccuracies in their credit reports.
Some of the insights in this chapter have startled participants, even causing sleepless nights for many. This includes bankers and bank managers who have attended my seminars. While many have appreciated the candid and bold approach of the program, others have found it uncomfortable. The book reveals a practical and realistic world of credit management—one that is both full of opportunities and harshly demanding.
An initiative of National Business School For PRACTICAL MBA
